Understanding Insurance When Storing Your RV or Boat in Blakely, GA

Published on 8/6/2025
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Blakely Self Storage, GA Facility with Orange Roll Up Doors
What Storage Covers vs. What You Need to Insure

If you're planning to store your RV or boat in Blakely, Georgia, protecting your investment goes beyond just finding a secure facility. One of the most common questions we hear at Blakely Self Storage is: “Is my RV or boat covered by insurance while it’s in storage?”

Let’s break down what your storage unit or parking spot typically covers, what’s your responsibility, and how you can stay fully protected all season long.

🔒 What the Storage Facility Covers

At Blakely Self Storage, we offer a clean, gated facility with 24/7 video surveillance, controlled access, and well-maintained grounds. While these security features greatly reduce the risk of theft or damage, it’s important to know:

We do not provide insurance for stored vehicles such as RVs or boats.
Like most self-storage businesses in Georgia, we do not automatically insure your personal property or vehicles—this is the industry standard across the state.

🔒 What You Should Insure (And Why)

Before you rent a unit, know that it's your responsibility to ensure your RV, camper, or boat is covered against potential risks like:

  • Theft or vandalism

  • Fire or weather-related damage (e.g., fallen limbs, windstorms)

  • Liability while stored or in transit

  • Rodent or pest-related damage (some policies include this!)

Most auto, boat, or RV insurance policies offer a storage or "comprehensive-only" option—perfect when you're not actively using your vehicle.

Pro Tip for Blakely Residents: Local insurers like Georgia Farm Bureau, State Farm, and Allstate often offer RV and boat coverage tailored to seasonal storage. Ask your agent about "off-road" or "stored vehicle" coverage, which can reduce your premium while still protecting your investment.


Tips for Filing Claims & Best Practices

Even with great coverage, prevention is key. Here are a few steps to help ensure your RV or boat is protected—and any claims go smoothly:

  1. Take Photos Before Storage
    Document your vehicle's condition thoroughly before putting it into storage.

  2. Remove Valuables
    Personal items like electronics, tools, and fishing gear should be taken home—these are rarely covered under vehicle insurance while in storage.

  3. Lock It Up
    Use steering wheel locks, wheel boots, or tongue locks for trailers to discourage theft.

  4. Keep Your Policy Updated
    Notify your insurer of your vehicle’s storage location (i.e., Blakely Self Storage at [insert facility address]).

  5. Store Copies of Registration & Insurance
    Keep physical or digital backups of your documents in case you need them during a claim.

Peace of Mind Starts with Preparation

By pairing our secure boat & RV storage in Blakely with the right insurance, you can enjoy worry-free storage and be ready for adventure when the season returns. You may also check on our Frequently Asked Questions blog post to for more tips!

Local, Secure Storage You Can Trust

At Blakely Self Storage, we’re proud to serve the community with spacious, easy-access boat and RV parking—perfect for short- or long-term storage. If you're unsure about your current insurance or storage options, give us a call. We’re happy to walk you through your options or connect you with local agents who know the area and your needs.

Reserve your spot online today or stop by for a tour. Give us a call at (229) 459-5060, we're here to help you protect what matters to you most.